Usaa Personal Loan Interest Rates 2024. Usaa personal loan rates and terms. Usaa offers personal loans with high limits, long terms, and competitive rates, but only to eligible military members and their families.

Lightstream’s interest rates tend to start a bit lower than usaa’s at just a 6.99% apr but can go as high as 25.49%, which is greater than usaa’s maximum apr. Usaa bank offers personal loans from $1,000 to $100,000 with rates as low as 9.99% apr and no fees.